Cookie Policy 🍪

We use cookies and similar technologies to make our site work, to understand how people use it, to keep it secure, and to show ads (where allowed). You can control most cookies any time in Cookie Settings.

What are cookies?

• Cookies are small files saved in your browser. They help the site remember your choices and work properly.
• We also use similar tools like pixels, tags, SDKs, and local storage. In this policy, we call all of them “cookies.”

What data can cookies collect?

Depending on your settings and your location, cookies may collect:

• Device and browser info (for example, device type, OS, browser version)
• IP address and general location (city/region level, where allowed by law)
• Unique IDs (for example, ad IDs on mobile)
• How you use our site (pages viewed, buttons clicked, time on page)
• Campaign info (for example, which ad or email brought you here)

We do not store passwords in cookies. For sign‑in, we use secure session cookies only (HttpOnly, Secure, SameSite).

Types of cookies we use

• Strictly necessary (no consent needed in EU/UK): Required for core functions like page loading, security, or keeping you signed in.
• Performance/analytics (consent in EU/UK): Help us understand site use so we can improve speed, content, and navigation.
• Functionality (consent in EU/UK): Remember your settings (for example, language or region).
• Advertising/targeting (consent in EU/UK; opt‑out in some U.S. states): Help limit repeated ads, measure ad performance, and show more relevant ads.

Your choices

• Cookie Settings: Use the “Cookie Settings” link in our site footer to accept or reject non‑essential cookies. You can change your choices anytime.
• Browser controls: You can block or delete cookies in your browser settings. If you block essential cookies, some features may not work.
• Global Privacy Control (GPC): If your browser sends a GPC signal, we treat it as an opt‑out for targeted advertising where the law requires it.
• Platform tools:
  • Google: Ads Settings and Analytics Opt‑out add‑on
  • Industry opt‑outs: NAI/DAA YourAdChoices (U.S.)
  • Mobile: Reset or limit ad IDs in your device settings

EU/UK legal basis

• Strictly necessary: We use these to perform a contract or under our legitimate interests (to secure and run the site).
• Analytics, functionality, advertising: We only set these if you give consent through Cookie Settings. You can withdraw consent anytime.

U.S. state privacy (for example, California, Colorado, Connecticut, Virginia, Utah)

• Targeted advertising may be considered “selling” or “sharing” personal information. You can opt out using “Do Not Sell or Share My Personal Information” in our footer.
• If applicable, you can also use “Limit the Use and Disclosure of Sensitive Personal Information.”

Third‑party partners (examples)

We work with trusted partners. They set their own cookies. See each partner’s policy for details and controls.

• Google Analytics and Google Ads (measurement and ads)
• Google Tag Manager (tag delivery; does not set cookies by itself)
• Meta (Facebook) Pixel (ads measurement)
• Consent Management Platform (CMP) (stores your consent choices)
  Note: Your actual list may differ. Keep this section accurate.

Examples of cookies we may set

• First‑party session cookie (name: sessionid): keeps you signed in; expires when you close the browser; essential.
• Google Analytics (_ga, ga*): analytics; typical life 13 months; third party; needs consent in EU/UK.
• Google Ads/DoubleClick (IDE, gcl*): advertising and conversion; typical life up to 13 months; third party; needs consent in EU/UK.

How long we keep cookie data

• It depends on the cookie. Some last only for the session; others can last months. See Examples above and Cookie Settings for details.

Do we combine cookie data with other info?

• We may link cookie data with account or form data if you log in or submit forms. We do this to keep the site secure, prevent fraud, and personalize content or offers (where allowed). We follow applicable laws and your choices.

Children

• Our site is not directed to children. If you believe a child’s data was collected, contact us and we will act as required by law.

Security

• We use technical and organizational measures to protect data, including encryption in transit (TLS) and access controls. Do not share one‑time codes or passwords with anyone.

International transfers

• If data is processed outside your country, we use safeguards allowed by law (for example, standard contractual clauses).

Updates to this policy

• We may update this policy when our tech or laws change. We will post the new version here and change the “Last updated” date.

Contact

• Email: privacy@usa.pdloans247.com